Personal Credit Management

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SSG Course Code: CRS-N-0047952

 

Review and manage your personal credit, loans and mortgage portfolio.


Sound knowledge of personal credit management is an important life skill. This course will help you manage your personal credit or help your clients to make better decisions on managing mortgage loans, car loans, personal loans and credit card bills.

TOPIC COVERAGE

 This course will address the following:

  • Differences between loans and revolving credit
  • Singapore housing loan - introduction and calculation
  • Mortgage service ratio, total service debt ratio and loan to value ratio
  • Maximum loan quantum calculations
  • Fixed and floating interest rates in mortgage loans
  • Car loans calculations, including flat rate loan, amortisation and outstanding balance of car loans
  • Credit card basics and interest calculation
  • Personal loan and credit lines




 
   

Course Fees

SGD 1,070

(SGD 71 after MAX Funding)

 
   

Date

1 day

9am - 5.30pm

 
   

Venue

NUS Business

School

 
   

Level

Basic

 


   

Advisor: Clare Ong (Ms)
Contact: +65 6601 7823
Email: clare.ong@nus.edu.sg

 

APPLICATION PROCEDURE AND DEADLINE

  • Participants are strongly advised to apply at least 2 weeks in advance.

FACULTY 

ZHANG WEIQI

Senior Lecturer, Finance

COURSE FEES AND FUNDINGS

 Self-Sponsored

Company-Sponsored

SME (ETSS Scheme) 

Company-Sponsored

Non-SME 

Course Fees $1,070.00 $1,070.00 $1,070.00
Singapore Citizens & PRs aged 21 years and above $321.00 $121.00 $321.00
Singapore Citizens aged 40 years and above (MCES Scheme) $121.00 $121.00 $121.00
Singapore Citizens aged 35 years and above who are not
earning more than $2,000 per month (WTS Scheme)
$71.00 $71.00 $71.00

The above prices are quoted in Singapore dollars (SGD), inclusive of 7% GST.